About Suzuki Finance
What is Hire Purchase?

Want to own your car at the end of your journey? Well Suzuki Finance Hire Purchase could help you buy your dream car, while spreading the cost.

All you need to do is agree an initial deposit with the dealer, as well as your agreement term and monthly payment amount. Then the dealer will submit the finance application to us and, subject to your application being approved, you can just drive it away – and after you’ve made all the payments including the interest the car’s all yours.

How it works

  • Flexible deposit options – 0% deposit may be available subject to status.
  • Fixed interest rate. Pay over the chosen period 1 – 5 years in equal monthly payments.
  • After all the payments have been made, you own the car.
  • Borrow any amount from £1,500 – £50,000 for new or used cars.
  • Set your payments to suit your budget.
  • Choose any new or used car up to ten years old:
    - Cars up to 10 years old – repay over 1 – 4 years
- Cars up to 6 years old – repay over 1 – 5 years

HP Offers

Find out more about our specials

Finance Brochure

To find out more, download our Finance brochure.

What is Personal Contract Hire?

If you’re looking for a journey where you hand the keys back at the end, Personal Contract Hire is the way to go.

Personal Contract Hire is a fixed-cost, rental agreement. You choose a new vehicle, agree the maximum annual mileage and length of agreement, and then pay an initial rental followed by fixed monthly rentals to suit your budget. You can even make sure your car stays in tip-top shape by adding on vehicle maintenance as part of your agreement (subject to paying a maintenance charge which is added to your monthly rental).

How It Works

  • Choose from an advance rental of 1 – 21 months giving flexibility to set your monthly rentals to suit your budget.
  • Regular monthly rentals over a term of 2 – 5 years.
  • At the end of the contract you must return the vehicle*

*At the end of the contract, you must return the vehicle and will have nothing further to pay provided the vehicle is in good condition and has not exceeded the agreed mileage. If the vehicle does not meet the mileage and condition terms, excess charges may apply. The vehicle should be returned to us in a condition that meets the BVRLA ‘Fair wear and tear’ guidelines, otherwise charges may be incurred. Fair wear and tear guidelines can be found on the BVRLA website at www.bvrla.co.uk

PCH Offers

Find out more about the PCH finance offers available:

SX4 S-CROSS ON PCH

SWIFT ON PCH

VITARA ON PCH

Finance Brochure

To find out more, download our Finance brochure.

What is Personal Contract Purchase?

Want flexibility at the end of your journey? Well with Suzuki Finance Personal Contract Purchase you can keep your monthly payments lower by deferring a significant proportion of the amount of credit to the final payment.

First, you agree an initial deposit, how many miles you are likely to travel each year, vehicle model and how long you want the agreement to run for. The final lump sum repayment is our predicted value (also known as the guaranteed future value, GFV) of your car based on this information. The deposit and predicted value are deducted from the price of the vehicle and the remaining balance and interest provides you with low fixed monthly repayments. The dealer will submit the finance application to us and subject to your application being approved; you can just drive your car away.

Options at the end of the agreement are:

Part exchange the vehicle subject to settlement of your existing finance agreement; new finance agreements are subject to status.
Return the vehicle and not pay the Final Lump Sum Payment. Subject to terms and conditions.
Pay the Final Lump Sum Payment to own the vehicle.

How it works

  • Borrow any amount from £1,500 – £50,000.
  • Available on new or used Cars (used up to 3 years old).
  • Personal Contract Purchase is also available to limited Companies on a non-regulated basis.
  • Guaranteed Future Value assuming the vehicle is returned to us under the Goods Return option.
  • Set payments to suit your budget.
  • Set your annual mileage up to 24,000 miles a year. Your annual mileage will affect your monthly payments and guaranteed Future Value.
  • For used vehicles up to 3 years old the maximum permitted vehicle mileage at the start of the agreement is 3,000 miles per month of age or a maximum 60,000 miles.

PCP Offers

Find out more about the PCP offers available:

SWIFT ON PCP

SWIFT SPORT ON PCP

JIMNY ON PCP

CELERIO ON PCP

VITARA ON PCP

Finance Brochure

To find out more, download our Finance brochure.

FAQs

Suzuki Finance* plans are specially designed to help you drive the Suzuki you have to have. Let’s answer some of the questions you might have about your options:

Q. If I don’t have a large deposit, can I still get finance?

A. Yes, Suzuki Finance can offer a range of deposit options. Your dealer can give you more information . You can choose an amount to suit your budget as long as it’s at least 5% of the on-the-road price..

Q. What information do I need to provide to get finance for my Suzuki?

A. Your Suzuki dealer will need to take some information from you and will then complete the finance proposal on your behalf using an online finance quotation and proposal system. You will need to provide some personal details such as your name, address, date of birth, employment details and bank details. You will also need to provide some basic information regarding your income and expenditure.

Q. Where can I find the best deal on a new Suzuki?

A. Suzuki dealers have a selection of offers across the model range, including a great range of finance products to help you drive the Suzuki you really have to have.

Q. Where can I go to get insurance cover?

A. Suzuki has a range of competitive insurance policies to suit your way of life. You can find all the details here

We’ve done our best to cover any questions about Suzuki Finance options, but if there’s anything else you need to know, just get in touch with your helpful local Dealer.

*Finance is available to persons aged 18 years or over, subject to status. UK customers only (excludes Channel Islands and Isle of Man). Suzuki Finance is a trading style of Suzuki Financial Services Limited, part of Black Horse Group, St William House, Cardiff, CF10 5BH.